RUUT by İŞBANK

Join RUUT by İŞBANK, open your free bank account, and discover freedom!

Thanks to RUUT;

* If you live in Germany, Austria, Belgium, France, and the Netherlands, you can open a RUUT current account,
* You can make money transfers to Türkiye & Kosovo in EUR or TRY from bank accounts in the countries we operate in, to either an IBAN or to the recipient's name,
* You can send and receive money in the SEPA region,
* You can transfer up to EUR 10,000 at a time and up to EUR 50,000 per month,
* You can pay invoices of contracted institutions in Turkey,
* You can withdraw money from Türkiye İş Bankası ATMs with QR free of charge,
* You can donate free of charge to institutions in Turkey,
* You can get customer service support in German, English, and Turkish.

Besides;
*Euro deposits in the bank account are protected up to 100,000 Euro by the German Deposit Guarantee Scheme (DGS). This protection applies per customer / per bank - in this case, İşbank AG.

Who are we?
RUUT is developed by Maxi Digital GmbH, a fintech company founded in Germany in October 2019 by İşbank Group with the vision with the vision of offering profitable and innovative products in the European market with digital banking experience from Turkey. RUUT is provided by our banking service provider, İŞBANK AG. İŞBANK AG is a fully regulated European bank, licensed, and supervised by the German Federal Financial Supervisory Authority (BaFin)

Maxi Digital GmbH launched the initial product – “ParaGonder” in 2020. "ParaGonder" was a mobile application offering fast and secure money transfers from people who live in Germany and Austria to Türkiye and Kosovo. Since August 2023, ParaGönder is now available as RUUT with a new vision and many advanced banking features.